Eoin Fitzgerald

We’ve been on a bit of a hiatus this summer, as we took a break to recharge after a few mad months, as sometimes, you need to go away for a while and dream it all up again. In this …

Eoin Fitzgerald and Pete Townsend take a look at the aftermath of the American Bankpocalypse with contrasting views on bitcoin as a safe haven, and how a potential outcome of Grayscale’s lawsuit of the SEC may be opening the floodgates …

Eoin Fitzgerald and Pete Townsend take a quick look at the triumvirate of bank failures in the US with Silvergate, Silicon Valley Bank, and Signature Bank before Eoin asks Pete about his lessons learned from seeing over 1,000 deals in …

Eoin Fitzgerald and Pete Townsend look at the outsized gender gap in web3, then riff on the realities of venture capital ‘dry powder’ and crypto VCs, before stepping through what’s wrong with Revolut’s neo-profitability, an unfortunate slip switch for railsr …

Eoin and Pete riff on the latest US regulatory crackdown in crypto markets, how NBA Top Shot on the Apple app store is a leading indicator of our wider society’s digital asset adoption whether we realize it or not, trouble …

This week, Eoin Fitzgerald and Pete Townsend riff on the latest on Sam Bankman-Fried before diving into a few of the fintech and web3 predictions for 2023 published recently, then we do an experimental walk-through of the AI bot ChatGPT. …

Holy Mackenzie, we just hit 200 episodes! When Eoin Fitzgerald said to Pete Townsend in early 2018, “Hey Pete, I heard you on a couple of podcasts, wanna help me start one?” never in our wildest dreams did we think …

This week, Eoin and Pete take the inevitable plunge into what to make of the FTX mess and then resurface with some of the scenarios unfolding on what Elon Musk has in mind for the 250 million daily active users …

This week, Pete gives some insight into the new Techstars Web3 accelerator and goes on a quick rant on FTX before he and Eoin riff on Block’s flywheel and their ambitions with Cash App, then they go through a hall-of-fame …

This week, Eoin and Pete riff on crypto exchange FTX’s partnership with Visa enabling users to spend crypto anywhere Visa is accepted, Google Cloud enabling customers to pay in crypto in partnership with Coinbase, the state of ‘community fintech’ through …

This week, Eoin and Pete riff on crypto asset service provider regulation through the lens of Revolut, the trifecta of crypto market failures in Voyager, Celsius and Terra, how Walmart’s metaverse play with Roblox feels like the right platform vs. …

Eoin and Pete talk through the aftermath of the Ethereum Merge, some pandas and goofy songs, an early-morning Bankless livestream of the Merge, and critically, a 99% more energy-efficient blockchain. We also look at the new Revolut BNPL product live …

Eoin and Pete dive into the shortcomings of Metaverse graphics through the lens of Metaverse deep-thinker Matthew Ball and his new book on the Metaverse, what’s up with the Ethereum Merge, the big fundraisings of Irish unicorn Wayflyer and Techstars …

This week, Eoin Fitzgerald and Pete Townsend riff on Pete’s trip to the US last month with the sheer ridiculousness of the 8 different combinations of point-of-sale authorizations he experienced with a single Revolut card, Starling Bank’s re-prioritization of a …

This week, Eoin Fitzgerald and Pete Townsend recap Techstars’ first-ever demo day in Dublin as part of the Launchpool Web3 Techstars Accelerator, look at crypto winter with FTX, BlockFi and Voyager, Klarna’s down round, Revolut’s new card reader, Algorand bringing …

This week, Eoin Fitzgerald and Pete Townsend return from a 2-week hiatus and look at what’s driving Ramp forward so quickly with their $8bn valuation, the JP Morgan deal for western Ireland-based fintech Global Shares, and the latest with ApeCoin, …

Eoin Fitzgerald and Pete Townsend riff on what started out as a student lending platform in SoFi now becoming a full-service digital finance player, Circle’s new SPAC deal in the context of stablecoins, advertising and naming rights in crypto and …

Eoin Fitzgerald and Pete Townsend dive headfirst into insights from the first AMA session on the Launchpool Web3 Techstars Accelerator, then look at Stripe’s re-entry into crypto and what they’d miss if they stayed on the sidelines, Pete shares some …

Eoin Fitzgerald and Pete Townsend dive into the big news for Ireland’s startup ecosystem as Techstars come to Ireland with the Launchpool Web3 Techstars Accelerator, along with the news on Pete leading the program, then we get into how we …

Eoin Fitzgerald and Pete Townsend walk through Amazon’s new partnership with BNPL (buy-now-pay-later) player Affirm and what this means for the Amazon flywheel, and then answer the question ‘what’s a stablecoin?’ in the context of USD Coin and the Centre …

Eoin Fitzgerald and Pete Townsend unpack the shiny new $24bn valuation for Chime in the context of the American neobank landscape, Ron Shevlin’s concept of neobank-driven deposit displacement through the lens of Bank of America, Facebook’s relaunch of their crypto …

Eoin Fitzgerald and Pete Townsend dive deep into the annual results from UK neobanks Starling and Monzo and what’s next for both, before getting into Square’s deal for BNPL (buy now, pay later) player Afterpay and how the integration will …

Eoin and Pete mine a motherlode of fintech hotspots this week starting with insights into Revolut’s latest $33bn valuation, Square’s quest for crossover between creators, crypto and small businesses, then we dive deep into the upcoming Robinhood IPO and our …

In this Money Talks segment, Eoin Fitzgerald and Pete Townsend start with some insights on Visa’s deal for Tink and how the European context of Tink differs quite a bit from the US context of Visa’s dead deal with Plaid, …

In this Money Talks segment, Eoin Fitzgerald and Pete Townsend start with their insights on what Stripe’s latest product could mean for their long-term plan, then they think through flywheels with Netflix finally getting into merch, before heading south to …

In this Money Talks segment, we take a deeper look at the startup ecosystem on this island that we call home, then head south to Europe for a constructive look at the European Payments Initiative, and then head further south …

We’re back with another Money Talks segment this week, and we get into the story of Coinbase going public and the cryptofication of fintech, Starling Bank’s big investment from Goldman Sachs, the credit-building appeal and 'rundle' potential of the latest …

SOUND QUALITY WARNING: You know how Marc Andreessen said 'software is eating the world'? Well, software ate this episode, please excuse the underwater sound and we'll be back to normal next week! In this Money Talks segment, Pete and Eoin …

In this Money Talks segment, Pete and Eoin trip through the wires of Starling Bank’s latest fundraise, investing in Roblox’s direct listing, Walmart’s SuperApp vs. ‘The Bank of Walmart’, the Square-Tidal / Jack Dorsey-Jay Z tie-up, and Ireland's new national …

In this Money Talks segment, Pete and Eoin riff on Pete’s first experience with Clubhouse, Jay Z and Jack Dorsey’s Bitcoin Trust for Africa and India, fintech valuations and SPACs, Citi’s fat finger, efficient crypto markets and grief for Revolut …

In this Money Talks segment, Pete and Eoin riff on GameStop and WallStreetBets, the Plaid-Visa deal falling apart, spitballing ideas on who might buy Monzo, a Cambrian explosion at the intersection of money and society and RIP Hammerin’ Hank Aaron.

In this special year-end Money Talks segment, Eoin Fitzgerald and Pete Townsend wax lyrical on big valuations in the 'Fintech Year in Review', Stripe and the next stage of B2B financial services, the long-term economic impact of bitcoin, optimism for …

Pete Townsend and Eoin Fitzgerald take a look at Dalio vs. Druckenmiller on Bitcoin, how angels invest in startups, Tinkoff Bank and the 'Rundle', and AirBnB vs. Ant Financial in the Battle of IPOs.

This week, Pete and Eoin take look at what to do about the condemnation of Big Tech’s alleged monopoly powers according to US lawmakers, the catch-22 of consumer fintech, Apple One and ‘Rundles’, getting something from VCs if not a …

This week, Pete and Eoin take another look at the TikTok deal as a bellwether for change in how entrepreneurs outside the US look at the American market, a peek inside the now-profitable fintech unicorn TransferWise, the Nikola scam, the …

For the 100th episode of MoneyNeverSleeps, Eoin and Pete dive into their favorite topic – the challenges of challenger banks – and look back to the first 99 episodes to build out a list of their Top 10 episodes.

This week, Pete and Eoin dive into the curious deal brewing between Microsoft and TikTok, a crystal ball view into what's going on with the challenger bank Monzo, all topped off with the recent news on Square and piped-in crowd …

In this week's Money Talks segment, Pete Townsend and Eoin Fitzgerald dig into the recent Twitter Hack and how it might have been much worse, the Ant Group IPO and their status as the 'online mall for everything', Instagram's opportunity …

On this week's episode, Pete and Eoin dive into payments on WhatsApp, the paradox between investing in underrepresented founders and the current demographics of venture capital, and getting digitally closer to your spending through Revolut and Olivia.

IIn this week's Money Talks segment, Pete Townsend and Eoin Fitzgerald dive into the difference between video and live interactions between startups and their investors, the role of Twitter and Facebook as arbiters of the truth, a look back at …

In this week's Money Talks segment, Pete Townsend and Eoin Fitzgerald dig into a slice of "Pizza Arbitrage" from the Margins blog by Ranjan Roy and Can Duruk on the Doordash, Uber and Grubhub strategies of growth at all costs, …

In this Money Talks segment, Pete and Eoin riff on the shutdown of the RBS challenger bank brand 'Bo', Revolut's M&A ambitions, what N26's latest fundraising means in the great universe of challenger banks.... and their latest reads!

Eoin Fitzgerald joins us on the show this week to talk about his journey in fintech, investing, podcasting.....and buying/selling baby equipment!